The Payments Hub product simplifies regional and cross-border payments with a solution engineered for banks, financial institutions, and corporates.
Our cloud-based platform ensures secure real-time account-to-account payment processing and global financial messaging, empowering you to unlock new growth opportunities with a trusted global partner.
Our cloud-native payment technology provides a flexible SaaS solution with integrated risk management. Using ISO20022-compliant APIs, it enables efficient transaction processing.
A single integration connects you to various payment schemes and markets, simplifying operations and expanding your reach.
Our platform processes billions of payments daily with reliable performance.
The resilient multi-tenant architecture ensures fault tolerance, while the scalable infrastructure allows your business to grow without compromising efficiency or cost.
Enhance your payment acceptance with our system that supports both domestic and international transactions. Intelligent routing prioritizes speed, cost, and acceptance preferences.
Payment simulation tools help identify and fix issues, reducing transaction failures and ensuring smoother payments.
We ensure security with bank-grade measures and advanced data encryption.
Our technology includes anti-money laundering protocols and complies with global regulatory standards like NIST, CIS and ISO, adapting to regulation and scheme changes to keep your business compliant.
Financial Institutions wishing to have a settlement account with the appropriate Central Bank (Target2, TIPS, etc).
We provide direct technical access through a single API to the clearing system to exchange messages as a clearing participant.
Settlement happens on the participants settlement account in the Central Bank, where our customers manage their own liquidity.
Financial
Institution
Clearing
House
Financial
Institution
Financial Institutions not wishing to have a settlement account with the appropriate Central Bank (Target2, TIPS, etc).
We provide direct technical access through a single API to the Clearing system to exchange messages as a clearing participant. In collaboration with our partner banks, messages are exchanged in such a way that this is experienced as if they were direct participants.
Settlement happens on a settlement account held with the partner bank where our customers manage their own liquidity with the partner bank.
Financial institutions wishing to participate in SEPA Credit Transfer Instant, but not wanting to worry on the operational and IT burden of maintaining a TIPS settlement account.
Settlement happens on a settlement account held with the partner bank where our customers manage their own liquidity with the partner bank.
Financial Institutions wishing to have a settlement account with the appropriate Central Bank (Target2, TIPS, etc).
We provide direct technical access through a single API to the clearing system to exchange messages as a clearing participant.
Settlement happens on the participants settlement account in the Central Bank, where our customers manage their own liquidity.
Financial Institutions not wishing to have a settlement account with the appropriate Central Bank (Target2, TIPS, etc).
We provide direct technical access through a single API to the Clearing system to exchange messages as a clearing participant. In collaboration with our partner banks, messages are exchanged in such a way that this is experienced as if they were direct participants.
Settlement happens on a settlement account held with the partner bank where our customers manage their own liquidity with the partner bank.
Financial institutions wishing to participate in SEPA Credit Transfer Instant, but not wanting to worry on the operational and IT burden of maintaining a TIPS settlement account.
Settlement happens on a settlement account held with the partner bank where our customers manage their own liquidity with the partner bank.
Europe
SEPA Credit Transfer Instant
EBA RT 1
Iberpay
TIPS
United Kingdom
SIP
México
SPEI
Europe
SEPA Credit Transfer
EBA-STEP2
Iberpay
SIBS
United Kingdom
FPS SOP
BACS
México
TEF
Europe
SEPA Direct Debit Core
EBA-STEP2
Iberpay
SIBS
SEPA Direct Debit B2B
EBA-STEP2
Iberpay
SIBS
United Kingdom
BACS
Europe
EBA-STEP1
EBA-EURO1
TARGET2
United Kingdom
CHAPS
Hong Kong
CHATS
United States
FedWire
Cross border
FIN
CBPR+
Europe
SEPA Credit Transfer Instant
EBA RT 1
Iberpay
TIPS
United Kingdom
SIP
México
SPEI
Europe
SEPA Credit Transfer
EBA-STEP2
Iberpay
SIBS
United Kingdom
FPS SOP
BACS
México
TEF
Europe
SEPA Direct Debit Core
EBA-STEP2
Iberpay
SIBS
SEPA Direct Debit B2B
EBA-STEP2
Iberpay
SIBS
United Kingdom
BACS
Europe
EBA-STEP1
EBA-EURO1
TARGET2
United Kingdom
CHAPS
Hong Kong
CHATS
United States
FedWire
Cross border
FIN
CBPR+
Our rapid, lean onboarding process enables you to get to market fast, minimising downtime and allowing your business to start benefiting from our services immediately.
We provide 24/7/365 nonstop support to ensure your transactions are always running smoothly, giving you peace of mind and uninterrupted service.
Access advanced technical support with our comprehensive tutorials, guides, and articles.Intuitive interfaces to help you during the journey >> Developer, Operational and Reporting sites.
PagoNxt Payments in #’s
1Billion
Annual payments
2.75 Million
Avg. payments per day
29
Geographies connected
16
Schemes connected
Contact us to find out how PagoNxt Payments can transform your business
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