Banks & NBFIs

Built for global growth.
Trusted by Santander

Payment Engine

A cloud-native platform built for banks, financial institutions, and corporates. Process account-to-account payments in real time, optimize operations, and stay compliant — locally and globally.

SAAS

One platform. Every payment

SEPA Sponsorship

Gain seamless access to SEPA Credit Transfer (SCT) and SEPA Credit Transfer Instant capabilities to send, receive and manage euro payments across Europe — without the burden of direct scheme participation.

Technology powered by PagoNxt Payments. Sponsorship backed by Santander.

New regulations for Instant Payments took effect across the EU and EEA on February26, 2024.

Yet, according to latest research, only 5% of banks are fully prepared for SEPA Instant.Real-time capabilities are now critical to stay competitive.

Are you ready for Instant Payments?

SAAS

SEPA Sponsorship

Explore our success story with Investec

"The PagoNxt Payments Hub platform combined with Santander’s in-house payments expertise aligns with our payment infrastructure and business needs"

Annalisa Ludwinski, Head of Correspondent Network Management at Investec

Smart Routing

Select  the best route for each of your payments, ensuring the cheapest and most efficient processing—without modifying your infrastructure.

PAAS

Your payments. Your rules

Global Payouts

Deliver seamless cross-border transactions. With real-time and same-day payments in 20+ currencies and 140+ markets. Deliver seamless transactions—all through a single connection.

PAAS

Move money. Anywhere

SWIFT Connectivity Platform

Our SWIFT Connectivity Platform powers Santander Group — one of the world’s most complex banking environments. Now available to FIs, NBFIs, and corporates, it delivers secure messaging, full compliance, and enterprise-grade performance.

SAAS

Swift access. Global reach